Banki już nie zarobią, połowę zniknie
/ 178.36.50.* / 2012-08-17 15:37
Rosną złe kredyty w bankach chińskich.
Nadzór bankowy jest zaniepokojony.
China's banking regulator told lenders to push developers for faster home sales, citing signs that credit quality is worsening, a person with knowledge of the matter said.
The China Banking Regulatory Commission told lenders they should also demand more collateral, or tell developers to sell projects or stakes, if the banks predict they’ll have difficulty repaying loans due within 12 months, the person said, asking not to be identified because the instructions aren’t public.
Mortgages and developer loans classified as “special- mention,” or those at risk of souring, started to rise recently, the person said. Lack of funding, high leverage and a peak of loans maturing have increased the risk that some developers’ financing chains may collapse, the CBRC told lenders, according to the person.